Rural hospitals play a crucial role in providing healthcare to rural Americans, a
vulnerable and underserved population; however, rural hospitals have faced threats to their financial viability and many have closed as a ...
The cost of health insurance has been the primary concern of small business owners for several decades. State small group health insurance reforms, implemented in the 1990s, aimed to control the variability of health ...
The near elderly are a vulnerable segment of the population with high-expected medical expenses. Individuals who retire before Medicare eligibility may lose employer provided health insurance, and may face a potentially ...
A combination of high deductible health plans (HDHPs) and health savings accounts (HSAs) holds promise for expanding health insurance for small firms. We provide information on HSA take-up and shopping behavior from a 2008 ...
The focus on employer-provided health insurance in the United States may restrict
business creation. We address the limited research on the topic of “entrepreneurship lock” by using recent panel data from matched Current ...
This paper examines the role of employer provided health insurance in the retirement decisions of dual working couples. The near elderly have high-expected medical expenditures; therefore, availability of health insurance ...
Small firms that offer health insurance to their employees may face variable premiums if the firm hires an employee with high-expected health costs. To avoid expensive premium variability, a small firm may attempt to ...